Commercial Insurance

Commercial Insurance

It took countless hours and financial investments to get your business up and running. The next step is to insure it. Commercial insurance protects the company that you worked hard to establish. Business insurance and commercial liability are important protections to have. Without the proper policies, you put your business at risk. The Hornbuckle Agency proudly serves many of our local businesses, and we look forward to helping you!

Popular Industries We Work With

  • Convenience Stores
  • Gas Stations
  • Beauty Supply
  • Law Offices
  • Doctor’s Offices
  • Professional Services
  • Food Shops & Restaurants

Some business owners will require multiple policies to adequately insure their business, while others may require one or two. There are many variables we consider when looking at your insurance options. Below are our available commercial policies and a general overview of what they offer. We can meet with you to discuss these options further before setting up your business insurance.

Available Coverages

Commercial Property

Our property coverage protects your building and loss of income during temporary closures. We offer additional coverages to protect you when someone else’s belongings are on your property.  

Commercial Liability

Alfa Insurance coverages expand to commercial liability as well. Liability covers bodily injuries and protects you when others are injured on your property. We pay for medical bills up to $5,000 for the injured party. This includes personal injury and advertising injury.

Commercial Auto

We cover many types of vehicles used in business. We work with you to determine the extent of your auto insurance needs. Some policies cover physical damage to your personal vehicle and other specialized policy options.

Commercial Umbrella

Our umbrella insurance options go beyond basic liability protection. We’ll assess your business and look at the benefits umbrella coverage offers. Additional policies ensure your business is protected fully.

Workers Compensation

With worker’s compensation, we are protecting your business and your employees. It covers medical treatment, death benefits for employees, and legal exposures. In most states, it is required, but it is also important to protect your business and your team.

Every business is different and therefore has a unique set of insurance needs. You may have company vehicles or use your vehicle for work, you may have one property or multiple, and the size of the business varies. You know your business better than anyone, and we know insurance. We’ll provide our expertise to guide you to the policies that are most effective for your situation. At The Hornbuckle Agency, we value you as a customer and a business owner. Our goal is to set you up for success with protection and financial security. Give us a call or schedule an appointment to get started with Alfa’s commercial insurance plans.