Manufactured homes are factory-built or prefabricated. They include mobile homes, modular residences, and pre-cut residences. The Hornbuckle Agency provides a slew of Alfa Insurance options to ensure you have the most effective policy for your manufactured home. It provides financial protection for loss covered by your plan. Unexpected events can take a toll on your home and your belongings. Manufactured home insurance coverage gives you the financial security to recover from the loss in ways you may not be able to do without insurance.
We commonly work with manufactured homes and are one of the few companies in the area that provide this specialized coverage. Our policies cover single-wide and double-wide houses. We offer the option of replacement cost protection. Replacement cost is determined based on the stated value for older manufactured homes. Not only do we provide great policies, but we offer great rates as well. Talk to our agents to break down your policy options and replacement cost value.
Manufactured Home Insurance Coverage Options
Dwelling
If your home is damaged by a covered loss such as hail, wind, or fire, our dwelling policy covers the costs to repair your manufactured home or replace it.
Other Structures
Covers the expenses of a permanent structure in the event of a loss. Permanent structures refer to fences, sheds, and more. This policy covers the cost to repair or replace those items if damaged.
Personal Property
Personal property pays for electronics, furniture, and jewelry if stolen or damaged.
Personal Liability
Medical and legal expenses are covered under personal liability. This policy is called on when you are deemed liable for injuries or property damage to another person.
Loss of Use
With loss-of-use coverage, you are reimbursed for expenses if you find yourself forced to leave your manufactured home.
Optional Coverages
Scheduled Personal Property
Additional coverage that works with the standard personal property coverage.
Home Systems Protection
Home systems protection pays to repair or replace an appliance with an electrical failure. It is an affordable addition to protect your home systems.
Personal Property Replacement Cost
Alfa Insurance offers the option to purchase coverage on a replacement cost basis. It covers the cost without factoring in depreciation.
Securing coverage protects your manufactured home, your property, and other structures. Talk to the Alfa agents at The Hornbuckle Agency to discuss manufactured home insurance. We’ll prepare you for life’s unexpected moments with the coverage that best fits your life and needs. Schedule an appointment to discuss your options today.